How to Get Your Miami-Dade Crash Report When the Other Driver Had No Insurance

After a crash in Miami-Dade, the agency that responded, Hialeah Police, the Miami-Dade Sheriff’s Office, or the Florida Highway Patrol, files a crash report you can order through the Florida Crash Portal for about $10 once it appears online, usually within ten days. Under Florida law, that report is confidential for 60 days and available only to people involved in the crash, their insurers, and their lawyers, which means you can get it right away. The insurance section of the report is what your own uninsured motorist (UM) carrier will review to confirm the other driver had no bodily injury coverage before paying your claim.

Which agency filed the report, Hialeah Police, the Miami-Dade Sheriff, or FHP?

The agency that handled your crash depends on where it happened. Hialeah Police Department responds to crashes on city streets like W 49th St, Okeechobee Road, and W 68th St. The Miami-Dade Sheriff’s Office handles unincorporated areas of the county. Florida Highway Patrol typically responds to limited-access highways such as the Palmetto Expressway (SR 826) and I-75, though highway jurisdiction can sometimes overlap between agencies. The easiest way to know for sure is to ask the officer at the scene for their agency name and badge number. Once the report is filed, it will show a prefix indicating the agency, but all three file through the same state system and appear on the Florida Crash Portal.

How do you get the report number at the scene, and why does it matter?

Before you leave the crash scene, ask the responding officer for the agency name, their badge number, and the case or report number. Write it down. Do not rely on memory. Under Florida law, every driver must give their name, address, vehicle registration, and insurance information to the other party and to the officer. If police did not respond, possible in minor property damage crashes with no injuries, you still must exchange this information. If no officer files a report, you may need to submit a driver self-report to FLHSMV (the Driver Report of Traffic Crash), generally within 10 days. Confirm current form details directly with FLHSMV. Without a police report, your UM claim becomes harder to support, so always try to get an officer on scene if anyone is hurt.

How do you order the report from the Florida Crash Portal, and what does the 60-day rule mean for you?

Go to the Florida Crash Portal and create an account. You will need the crash date, Miami-Dade County, the report number if you have it, and at least one piece of party information such as a name, license plate, or date of birth. The fee is about $10 plus a $2 convenience charge; fees may change. Under Florida Statute § 316.066, the report is confidential for 60 days, but that restriction applies only to the general public. As someone involved in the crash, you can access it as soon as it uploads, usually within 10 days of the crash. After 60 days, it becomes public record and anyone can buy it. The confidentiality window protects you from solicitors, not from getting your own report.

What exactly should you look for in the report to prove the other driver had no insurance?

Check five key parts of the long-form crash report. First, the insurance block: if it lists no insurer, says “unknown,” or shows a policy number that later verifies as invalid, that supports your UM claim. Second, any citation for driving without insurance appears here and strengthens your position. Third, read the officer’s narrative, it may include the other driver admitting they had no coverage. Fourth, witness names and contact details can back up your version of events. Fifth, the crash diagram shows vehicle positions and helps counter arguments that you were partly at fault. If any field is wrong, wrong plate, wrong name, wrong insurer, contact an attorney right away. Errors delay claims and can weaken your case.

What if the other driver fled the scene? That is a hit-and-run, and it changes the claim.

Leaving the scene of a crash involving injury or death is a crime under Florida law. If the other driver flees, the crash report will classify it as such, and UM coverage generally treats an unidentified hit-and-run driver as uninsured. Your own UM coverage, if you bought it, becomes your primary path to recovery for pain, suffering, and damages beyond PIP. At the scene, note the fleeing vehicle’s color, make, direction, and partial plate if possible. Take photos immediately and call 911. Do not chase. The officer’s report is critical for your UM claim, and your policy may require prompt notice, so contact your insurer and a lawyer as soon as possible.

How does the crash report actually get used in your UM claim?

When you file a claim under your uninsured motorist coverage, your insurer steps into the shoes of the at-fault driver and reviews the same evidence a court would. The crash report is their first source to verify the crash occurred, identify the at-fault driver, and confirm lack of insurance. It also shows citations and the officer’s narrative, which help counter attempts to blame you under Florida’s modified comparative negligence rule. Remember, PIP pays 80% of reasonable medical bills and 60% of lost wages, up to $10,000 (only $2,500 without an emergency medical condition), regardless of fault, but it does not cover pain and suffering. To recover for those losses, your injury must meet Florida’s permanent injury threshold. For crashes on or after March 24, 2023, you have two years from the crash date to sue the at-fault driver for negligence; a lawsuit against your own UM insurer may follow a different deadline, so ask a lawyer early if your UM claim is denied or undervalued. For help understanding your report and next steps, contact Wolfson & Leon for a free consultation.

Frequently asked questions

I was hit by a driver with no insurance on Okeechobee Road in Hialeah, who do I call to get the report?
Okeechobee Road in Hialeah is within city limits, so Hialeah Police likely handled the crash. You do not call them directly to get the report. Instead, wait for it to appear on the Florida Crash Portal, usually within 10 days, and order it there using your crash details.

The other driver said they had insurance but I think they lied, how does the crash report help me prove it?
The report includes the insurance information the other driver gave the officer. If that policy does not exist or comes back invalid when your attorney checks, the blank or false entry becomes documented proof supporting your UM claim.

No police came to my crash scene, do I still have a record I can use for my insurance claim?
You may need to file a driver self-report with FLHSMV, generally within 10 days; confirm current requirements with FLHSMV. Without a police report or a self-report, your UM claim can be harder to prove. Always try to get an officer on scene if there are any injuries.

Will my own insurance rates go up if I file a UM claim after being hit by an uninsured driver?
Whether a not-at-fault UM claim can affect your rates depends on Florida insurance rules and your insurer’s practices, and policies vary. Ask your agent directly, and consider consulting a lawyer before giving any recorded statement.

How long do I have to file a lawsuit if my UM insurer refuses to pay fairly?
For crashes on or after March 24, 2023, you have two years from the crash date to file a lawsuit under Florida Statute § 95.11. A lawsuit against your own insurer over a UM claim may follow a different deadline, so confirm it with a lawyer and do not wait.

Related reading: The driver who hit me in Hialeah has no insurance. What now? · Crashed on the Palmetto Expressway or Okeechobee Road: what to do in the first hour · The 14-day PIP rule in Florida: what happens if you wait to see a doctor after a Hialeah car accident

Hurt in an accident in Hialeah? Call Wolfson & Leon at (305) 285-7071 for a free consultation. We speak Spanish, and there is no fee unless we win.