What to Bring to Your Motorcycle Accident Attorney Consultation: A Printable Checklist
Bring your crash report number and agency, photos and witness contacts from the scene, your motorcycle insurance declarations page, the declarations pages for every car policy in your household, your ER discharge papers, and your pay stubs or proof of lost income. If you have none of it, bring yourself, a good attorney can obtain most of these records on your behalf. The one thing you cannot replace is the bike, the helmet, and the gear: do not repair or throw any of it away before the consultation.
Bring your crash report number and the agency that issued it, any photos or video from the scene, contact information for witnesses, your motorcycle insurance declarations page, declarations pages for every car insurance policy in your household, your emergency room discharge paperwork, and proof of lost income like recent pay stubs. If you have none of these documents yet, come anyway, your attorney can get most records for you. But do not repair your motorcycle, throw away your helmet, or discard your riding gear before the consultation. These physical items are critical evidence.
What crash documents do I need to hand the attorney about the accident itself?
Bring the crash report number and know whether Hialeah Police Department (HPD) or Florida Highway Patrol (FHP) handled your case. Under Florida law, crash reports are confidential for 60 days, but you, your insurer, and your lawyer can get them during that window [Fla. Stat. § 316.066]. Insurers can also obtain it during that window, so your attorney should request it early. Write down the report number, the officer’s name, and the agency before your meeting. Also bring any photos, dashcam clips, traffic camera footage, or phone videos you took. Video is often erased or overwritten quickly, so time matters. Include witness names and numbers, even if they were not put in the official report. This resolves the common fear: “I don’t know what matters or whether I need a lawyer.” The attorney uses these pieces to reconstruct fault fast.
What information about the other driver do I need to bring?
Florida law requires drivers involved in a crash to give their name, address, and vehicle registration number, and to show their driver’s license on request [Fla. Stat. § 316.062]; also try to get the other driver’s insurer name and policy number. Bring whatever you received, ideally all of it written on paper or saved in your phone. If the other driver fled, gave fake details, or had no insurance, bring partial info like a photo of their car, a partial license plate, or a witness who saw them drive off. This directly addresses the worry heard in Miami: “I was rear-ended by someone with no insurance.” Even incomplete data helps your attorney trace the driver or explore other coverage options. Do not assume the case is over because the other driver was uninsured, that is exactly when your own insurance may step in.
Which insurance documents do I need, and what is a declarations page?
Bring the declarations page, the one- or two-page summary at the front of any insurance policy, for your motorcycle and for every car insured at your home address. This includes vehicles owned by spouses, parents, or roommates if they live with you. Motorcycles are not covered by Florida’s PIP system [Fla. Stat. § 627.736], so your medical bills and lost wages cannot be paid through your own auto PIP like they would for a car crash. Instead, recovery usually depends on the at-fault driver’s bodily injury coverage or your own uninsured/underinsured motorist (UM/UIM) coverage [Fla. Stat. § 627.727]. UM/UIM is optional but must be rejected in writing, if no one signed that rejection, it may still be active. Look for “UM,” “UIM,” or “Uninsured Motorist” on the declarations page and note the dollar amount. Also bring MedPay or health insurance cards. This counters the myth: “If there’s only $10,000 in insurance, that’s all you can get.” Additional UM/UIM from household policies could apply.
What medical records and authorizations should I bring?
Bring your ER discharge summary, any diagnosis notes from the day of the crash, imaging orders (X-ray, MRI, CT scan), results you’ve received, a list of all providers seen since the crash with visit dates, and every medical bill, even unpaid ones. Insurers often argue injuries “came from something else” if there’s a gap between the crash and first treatment. To counter this, early and continuous care matters. If you don’t have copies yet, sign a medical authorization form [Fla. Stat. § 456.057] so your attorney can request records directly. Bring your health insurance card too, it affects how liens are handled later. If you’re still in the hospital, we can meet you there. Do not wait to gather everything yourself; delays hurt your claim.
What happens to my bike, helmet, and gear, do I need to bring those?
Do not repair your motorcycle, replace your helmet, or throw away torn clothing or damaged gear. Insurance companies frequently look at a rider’s safety equipment to create an “equipment defense”, claiming proper gear would have prevented injury. Your attorney needs to inspect these items before anyone else does. If your bike is at a tow yard or impound lot, bring the facility’s name, address, and your tow receipt. If gear has already been discarded or the bike repaired, tell your attorney immediately, they may use scene photos as substitutes. Preserving physical evidence early helps prevent disputes about the facts later.
What if I don’t have any of this, and where does the meeting happen?
Come to your consultation even if you have nothing. We can obtain the crash report through HPD or the Florida Crash Portal [Fla. Stat. § 316.066], pull medical records with your authorization [Fla. Stat. § 456.057], request insurance policy details, track down witnesses, and seek preserved video. Meetings happen at our office at 1840 W 49th St in Hialeah, at your home, or in the hospital if you cannot travel. Ignore bad advice that says “try to handle this alone first.” In Florida, motorcycle cases involve no PIP coverage, possible UM/UIM claims, medical liens, and a two-year deadline to file suit for crashes on or after March 24, 2023 [Fla. Stat. § 95.11]. Missing one piece can cost you coverage you paid for.
Frequently asked questions
Can I get the crash report myself before my consultation?
Yes. You can request it from Hialeah Police Department’s records unit or download it from the Florida Crash Portal at flhsmv.gov. Use your report number for fastest access.
Does it matter that my motorcycle policy doesn’t have UM coverage if I have a car policy at home?
It might not matter. UM/UIM coverage on a household car policy, like a spouse’s or parent’s vehicle registered to your address, may still apply to your motorcycle crash if you were injured by an uninsured or underinsured driver, depending on the policy’s terms.
I was taken to the hospital by ambulance and have no documents at all. Is a consultation still worth it?
Absolutely. We can meet you in the hospital, and with your signature, we can retrieve your medical records, crash report, and insurance details right away.
The other driver had no insurance. Is there anything left to pursue?
Possibly. If you or a household member has UM/UIM coverage on any auto policy, that coverage may pay for your medical bills, lost wages, and other damages.
The insurer already called and asked for a recorded statement. What should I do before my consultation?
Do not give a recorded statement. Tell the adjuster you are consulting an attorney and will respond through counsel. What you say now can be used to reduce or deny your claim later.
Related reading: I was hit on my motorcycle in Hialeah. Does PIP cover me? · The 14-day PIP rule in Florida: what happens if you wait to see a doctor after a Hialeah car accident · How long do I have to file an injury lawsuit in Florida? The two-year rule after HB 837 · The driver who hit me in Hialeah has no insurance. What now?
Hurt in an accident in Hialeah? Call Wolfson & Leon at 305-965-3766 for a free consultation. We speak Spanish, and there is no fee unless we win.
Key facts
- Florida crash reports are confidential for 60 days after the crash, but parties to the crash, their insurers, and their lawyers can obtain them during that window. Source: Fla. Stat. § 316.066
- Every driver involved in a crash must give their name, address, and vehicle registration number to other involved parties and show their driver's license on request. Source: Fla. Stat. § 316.062
- Uninsured/underinsured motorist (UM/UIM) coverage is optional in Florida; an insurer must offer it, but a policyholder can reject it in writing. It can pay when the at-fault driver carries no or insufficient bodily injury coverage. Source: Fla. Stat. § 627.727
- A patient or their authorized representative may request copies of their own medical records; providers are required to furnish them, which means your attorney can obtain them with a signed authorization from you. Source: Fla. Stat. § 456.057
- Motorcycles are not covered by Florida's PIP (no-fault) system, so injured riders cannot fall back on their own auto PIP policy for medical bills and lost wages the way car occupants can. Recovery typically depends on the at-fault driver's bodily injury coverage or the rider's own UM/UIM coverage. Source: Fla. Stat. § 627.736; Fla. Stat. § 627.727
Frequently asked questions
Can I get the crash report myself before my consultation?
Yes. Florida crash reports are available to the parties involved, their insurers, and their lawyers even during the 60-day confidentiality window under Fla. Stat. § 316.066. If Hialeah Police Department responded, contact their records unit directly. If Florida Highway Patrol responded, use the Florida Crash Portal at flhsmv.gov. Bring the report number if you have it, or the date, location, and your name, the attorney can pull it with those details.
Does it matter that my motorcycle policy doesn't have UM coverage if I have a car policy at home?
It can matter a great deal. Under Fla. Stat. § 627.727, UM/UIM coverage on any auto policy in your household may apply to you as a resident relative, even if that policy covers a car you rarely drive. Bring the declarations pages for every vehicle insured at your address. An attorney will review each policy for UM/UIM limits, stacking provisions, and any written rejection, details that are invisible on an insurance ID card.
I was taken to the hospital by ambulance and have no documents at all. Is a consultation still worth it?
Yes, come anyway. With a signed medical authorization under Fla. Stat. § 456.057, the firm can request your records directly from the hospital, ER, and any treating provider. The crash report can be obtained through Hialeah PD or the Florida Crash Portal. If you cannot travel, Wolfson & Leon can meet you at home or at the hospital. The important thing is not to let time pass: evidence degrades, video footage is overwritten, and the two-year filing deadline under Fla. Stat. § 95.11 runs from the date of the crash.
The other driver had no insurance. Is there anything left to pursue?
Possibly, and the answer depends on your own coverage. If your motorcycle policy or any household auto policy includes UM/UIM coverage, that coverage can pay when the at-fault driver has no or insufficient bodily injury insurance, that is exactly what UM/UIM exists for under Fla. Stat. § 627.727. Bring every declarations page you have. If you rejected UM/UIM in writing when you bought the policy, the attorney needs to know that too, because it affects the available sources of recovery.
The insurer already called and asked for a recorded statement. What should I do before my consultation?
Do not give a recorded statement before speaking with an attorney. You are generally not required to give one to the other driver's insurer, and what you say can be used to minimize your claim, including statements about how you felt, your speed, or whether you were wearing gear. If you have already received a settlement offer in writing, bring it to the consultation. Tell the attorney about any calls you have taken and what was discussed.
This article is general information about Florida law, not legal advice, and reading it does not create an attorney-client relationship. Every case is different and past results do not guarantee a similar outcome. For advice about your situation, call Wolfson & Leon at 305-965-3766 for a free consultation.
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